Which of the following statements regarding employer liability insurance under the workers compensation insurance coverage form is (are) true?
I. Employer liability insurance covers an employee injury that occurs on the job but may not be considered work-related.
II. If an injured employee sues a negligent third-party, and the third-party sues the employer for contributory negligence, the lawsuit is covered under employer liability insurance.
A) I only
B) II only
C) both I and II
D) neither I nor II
Question 2
Which of the following statements about workers compensation insurance is (are) true?
I. Under the workers compensation part of the policy, the insurer agrees to pay the benefits required by the workers compensation law of any state listed in the policy declarations.
II. The employers liability part of the policy provides workers compensation benefits when employees are working in states other than those listed in the policy declarations.
A) I only
B) II only
C) both I and II
D) neither I nor II
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