Doris started a business 2 years ago. The business has been successful, and Doris is thinking about offering some employee benefits for her workers. She plans to offer a group term life insurance benefit.
All of the following are usual eligibility requirements for participation in a group life insurance plan EXCEPT
A) full-time employment.
B) be actively at work when insurance becomes effective.
C) apply for insurance during the eligibility period.
D) satisfy a 2-year probationary period.
Question 2
Med Profs is a group of 18 doctors. These doctors work out of their own offices and treat patients on a fee-for-service basis. In addition, Med Profs doctors also agree to treat HMO members at reduced fees.
The type of HMO that uses organizations like Med Profs is called a(n)
A) group model plan.
B) closed panel plan.
C) individual practice association plan.
D) network model plan.
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