A key feature of group medical expense plans is the employee being required to pay a percentage of covered expenses in excess of the deductible. This feature is
A) other insurance.
B) coinsurance.
C) pro-rated insurance.
D) reinsurance.
Question 2
All of the following are reasons why employers self-insure medical expense plans EXCEPT
A) to reduce certain costs, such as premium taxes and commissions.
B) to provide mandated state benefits.
C) to retain funds until needed to pay claims.
D) to eliminate the need to comply with separate state laws.
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