Which of the following statements about group accidental death and dismemberment (AD&D) insurance is (are) true?
I. The principal sum is paid if the employee dies in an accident.
II. A percentage of the principal sum is paid for certain types of dismemberments.
A) I only
B) II only
C) both I and II
D) neither I nor II
Question 2
High deductible group health insurance plans have all of the following characteristics EXCEPT
A) health savings accounts or health reimbursement arrangements.
B) high dollar deductibles.
C) low coverage limits.
D) coinsurance.
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