Author Question: All of the following are typical characteristics of individual medical expense coverage EXCEPT A) ... (Read 115 times)

joesmith1212 · **on:** Jul 11, 2018

All of the following are typical characteristics of individual medical expense coverage EXCEPT

A) annual benefit limits.
B) essential health benefits.
C) deductibles.
D) coinsurance.

Question 2

Prior to passage of the Affordable Care Act, insurance policies typically contained a provision excluding coverage for impairments that were present or were treated during a specified period prior to the effective date of the policy.

This provision is a(n)
A) time limit on certain defenses.
B) preexisting-conditions clause.
C) benefit period provision.
D) incontestable clause.