Becky is considering the purchase of a whole life policy on her own life. She is concerned that if she becomes disabled, paying premiums will become a burden.
Which provision can Becky attach to her life insurance policy to address this concern?
A) guaranteed purchase option
B) waiver-of-premium provision
C) accidental death benefit rider
D) accelerated death benefits rider
Question 2
Cal purchased a whole life policy 6 years ago. The policy requires annual premium payments.
Cal forgot to pay the premium that was due 2 weeks ago. He wonders if his life insurance is still in force. Which life insurance policy provision is designed to keep the policy in force for a short time even if the premium payment is late?
A) waiting period
B) grace period
C) guaranteed purchase option
D) reinstatement clause
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