Which of the following statements about home service life insurance, which evolved over time from a type of life insurance called industrial life insurance, is true?
A) Most policies have a face value exceeding 100,000.
B) Premiums are usually not collected at the insured's home and are remitted directly to the agent or the insurer.
C) Industrial life insurance is group term insurance coverage marketed to employees at the work site.
D) This popular product accounts for over 40 percent of the life insurance sold today.
Question 2
Which of the following statements about savings bank life insurance is true?
A) The maximum amount that a depositor can purchase is 50,000.
B) The maximum amount of insurance that a depositor can purchase is limited to the amount of money on deposit in his or her savings account with the savings bank.
C) The objective of savings bank life insurance is to provide protection to the bank in case a borrower dies before a loan is repaid.
D) The objective of savings bank life insurance is to provide low-cost insurance to consumers by holding down expenses.
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