Ann Parks and Robert Evans jointly own a grocery store. Ann and Robert are both named insureds on the property insurance covering the store, but Ann is the first named insured.
Which of the following statements is true with regard to Ann's status as the first named insured?
A) Any loss settlement is paid to Ann only.
B) Ann is responsible for making sure that the premium has been paid.
C) Ann can assign the policy without the consent of the insurer.
D) Ann can waive policy conditions.
Question 2
Maggie purchased a life insurance policy. She was concerned that if she became disabled, she would no longer be able to pay the premiums.
Her agent added an amendment of the policy stating that if she became disabled, future premium payments would be waived. Such an amendment to a life insurance policy is called a(n)
A) binder.
B) rider.
C) warranty.
D) schedule.
Robert May
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