Why does the insured get the benefit of the doubt if an insurance ...

[BRWH]

Why does the insured get the benefit of the doubt if an insurance policy contains any ambiguities or uncertainties?
 
  A) because insurance contracts are aleatory
  B) because insurance contracts are unilateral
  C) because insurance contracts are conditional
  D) because insurance contracts are contracts of adhesion

Question 2

Why can an insurer refuse to pay a claim if an insured fails to abide by the policy provisions?
 
  A) because insurance contracts are aleatory
  B) because insurance contracts are unilateral
  C) because insurance contracts are conditional
  D) because insurance contracts are contracts of adhesion

[leeeep]

Answer to Question 1

Answer: D

Answer to Question 2

Answer: C

[BRWH]

TYSM

[elyse44]

Thanks for the timely response, appreciate it