This topic contains a solution. Click here to go to the answer
« previous next »

Author Question: Which of the following is an expense for a life insurance company? A) loss reserves B) death ... (Read 78 times)

azncindy619

  • Hero Member
  • *****
  • Posts: 562
on: Jul 11, 2018
Which of the following is an expense for a life insurance company?
 
  A) loss reserves
  B) death benefits paid to a beneficiary
  C) unrealized capital gains
  D) realized capital gains

Question 2

All of the following statements about regulatory objectives of insurance rate making are true EXCEPT
 
  A) One purpose of rate adequacy is to maintain the solvency of insurers.
  B) Rates unfairly discriminate if loss exposures that are similar with respect to losses and expenses are charged substantially different rates.
  C) Insurers know in advance if the coverages marketed will be profitable, so rate regulation is not needed.
  D) Rates are excessive if policyholders are paying substantially more than the actual value of their protection.


Related Topics

Need homework help now?

Ask unlimited questions for free

Ask a Question
Marked as best answer by a Subject Expert

aprice35067

  • Sr. Member
  • ****
  • Posts: 337
Reply #1 on: Jul 11, 2018
Answer to Question 1

Answer: B

Answer to Question 2

Answer: C


azncindy619

  • Member
  • Posts: 562
Reply 2 on: Jul 11, 2018
Gracias!

at

  • Member
  • Posts: 359
Reply 3 on: Yesterday
Excellent

« previous next »
 

Did you know?

About 3% of all pregnant women will give birth to twins, which is an increase in rate of nearly 60% since the early 1980s.

Did you know?

Signs of depression include feeling sad most of the time for 2 weeks or longer; loss of interest in things normally enjoyed; lack of energy; sleep and appetite disturbances; weight changes; feelings of hopelessness, helplessness, or worthlessness; an inability to make decisions; and thoughts of death and suicide.

Did you know?

Approximately 70% of expectant mothers report experiencing some symptoms of morning sickness during the first trimester of pregnancy.

Did you know?

There are 20 feet of blood vessels in each square inch of human skin.

Did you know?

Vital signs (blood pressure, temperature, pulse rate, respiration rate) should be taken before any drug administration. Patients should be informed not to use tobacco or caffeine at least 30 minutes before their appointment.

(a) The relative age ranges of different dating techniques depend upon the half-life of the system u (a) The relative age ranges of different dating techniques depend upon the half-life of the system u
Bone fractures that occur before death show signs of healing. The process of fracture healing starts Bone fractures that occur before death show signs of healing. The process of fracture healing starts
Willem de Zwart: Still Life with Apples in a Delft Blue Bowl, 1880–1890 Willem de Zwart: Still Life with Apples in a Delft Blue Bowl, 1880–1890
Drug elimination: half-life to steady state. Drug elimination: half-life to steady state.
Life of a Midlatitude Cyclone Life of a Midlatitude Cyclone
Historical Life Expectancy Historical Life Expectancy
Video: Introduction to Eating Disorders

For a complete list of videos, visit our video library