A property and casualty insurer in which the salesperson is an employee of the insurer, not an independent contractor, is called a
A) fraternal insurance company.
B) risk retention group.
C) direct writer.
D) captive insurance company.
Question 2
Which of the following statements about personal producing general agents is (are) true?
I. They often have the option of recruiting and training sub-agents.
II. They are independent agents who produce substantial amounts of life insurance with one insurer.
A) I only
B) II only
C) both I and II
D) neither I nor II