The transfer of insurable risk to the capital markets through the creation of a financial instrument is called
A) coefficient of risk.
B) securitization of risk.
C) financial risk management.
D) enterprise risk management.
Question 2
Terrorists attacked the World Trade Center on September 11, 2001.
The attack simultaneously created large losses for life insurers, property insurers, workers compensation insurers, health insurers, and liability insurers. What name is given to an event that simultaneously creates large losses in several lines of insurance?
A) speculative loss
B) clash loss
C) retroactive loss
D) consequential loss
F plasmids transfer during conjugation
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