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Author Question: Which of the following is an example of a noninsurance risk transfer? A) not engaging in ... (Read 425 times)

khang

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on: Jul 11, 2018
Which of the following is an example of a noninsurance risk transfer?
 
  A) not engaging in dangerous activities
  B) entering into a hold-harmless agreement
  C) installing smoke detectors in your home
  D) using nonflammable building material when constructing a house

Question 2

All of the following statements about risk retention are true EXCEPT
 
  A) It may be used intentionally if commercial insurance is unavailable.
  B) It may be used passively because of ignorance.
  C) Its use is most appropriate for low-frequency, high-severity types of risks.
  D) Its use results in cost savings if losses are less than the cost of insurance.


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elyse44

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Reply #1 on: Jul 11, 2018
Answer to Question 1

Answer: B

Answer to Question 2

Answer: C


khang

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Reply 2 on: Jul 11, 2018
Great answer, keep it coming :)

ASDFGJLO

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Reply 3 on: Yesterday
Wow, this really help

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