When an older adult is considering long-term care insurance ...

[haleyc112]

When an older adult is considering long-term care insurance (LTCI), which is an important consideration?
 
  a. Scrutinize all exclusions carefully before enrolling.
  b. Apply at the oldest age possible for lower rates.
  c. Avoid purchasing LTCI through a group policy.
  d. Delay application until government sponsors LTCI.

Question 2

A man who is 60 years of age and lives in the British Isles develops dementia. Which qualities of dementia does the nurse assess to prevent patient injury related to the type of dementia this man most likely has?
 
  a. Visual hallucina-tions c. Visuospatial prob-lems
  b. Unilateral tremors d. Clumsy movements

[carojassy25]

Answer to Question 1

A

Feedback
A Correct. As with everything else in life, always read the fine print. For example, many plans strictly limit benefits for Alzheimer's disease.
B Incorrect. The rates may go up with age at application.
C Incorrect. The best LTCI packages have been obtained by large organizations with considerable negotiating power.
D Incorrect. LTCI plans do not receive any government support, so the subscriber finances his or her own LTCI.

Answer to Question 2

D
The nurse assesses the patient for failing memory and incoordination, which are characteristic of Creutzfeldt-Jakob disease (CJD) or bovine spongiform encephalopathy (also known as mad cow disease). This type of dementia began appearing in adults living in the British Isles who reported eating beef from local breeders. The nurse assesses for these qualities because the age of onset is usually around 60 years. This form of dementia progresses rapidly to death; therefore the nurse anticipates that this man will rapidly deteriorate and must be prepared to anticipate changes in motor activities and memory to maintain his safety and to prevent injury.
Visual hallucinations are characteristic of Lewy body dementia. Visuospatial problems are characteristic of Parkinson disease dementia. Visuospatial problems are characteristic of frontotemporal lobe dementia.

[haleyc112]

Thank you

[carojassy25]

Happy to help you