Author Question: A nurse is applying for professional liability insurance. The nurse knows that professional ... (Read 141 times)

NClaborn · **on:** Jul 22, 2018

A nurse is applying for professional liability insurance. The nurse knows that professional liability insurance is important for which of the following reasons?

A) To obtain sound compensation for work that is performed
B) To mitigate the financial obligations arising from unexpected health outcomes
C) To upgrade professional knowledge and meet standards of practice
D) To meet the requirements of the state board of nursing

Question 2

A client has been swabbed for an antibiotic-resistant microorganism upon admission to the hospital and the results reveal that she has been colonized. What are the implications of this assessment finding?

A) The client will be admitted and treated for sepsis.
B) The microorganism will multiple but is incapable of causing an infection.
C) The client will require a prophylactic course of antibiotics while in the hospital.
D) The microorganism is present on the client but is not making her sick.

Jayson · **Reply #1 on:** Jul 22, 2018

Answer to Question 1

B
Feedback:
The number of lawsuits involving nurses is increasing. It is to every nurse's advantage to obtain liability insurance and to become familiar with legal mechanisms, such as Good Samaritan laws and statutes of limitations that may prevent or relieve culpability and provide a sound legal defense. Professional liability insurance does not focus on upgrading the nurse's professional knowledge, meeting state board of nursing requirements, or obtaining sound compensation.

Answer to Question 2

D
Feedback:
Colonization is a condition that exists when microorganisms are present, but the host does not manifest any signs or symptoms of infection. Active treatment is not normally necessary, but the microorganism is capable of causing infection if favorable circumstances exist.