Why is it important for new graduates to purchase their own ...

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Why is it important for new graduates to purchase their own malpractice insurance rather than depend on an institutional policy?
 
  a. A private policy will not cover them unless they are on their primary job.
  b. A private policy will carry personal liability coverage.
  c. A private policy will protect them against all lawsuits.
  d. A private policy will protect them from losing their license.

Question 2

During a pain assessment, the patient tells the nurse that the pain is aching, stabbing, and throbbing. What type of pain is the patient describing?
 
  a. Visceral
  b. Neuropathic
  c. Somatic
  d. Psychogenic

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Answer to Question 1

ANS: B
The new graduate should purchase private malpractice insurance in addition to that of the institution to ensure that there is personal liability coverage. The private policy will cover the new graduate at any nursing job in which they are employed. No malpractice insurance policy can guarantee that there will not be any lawsuit or loss of license.

Answer to Question 2

ANS: C
Somatic pain arises from the musculoskeletal system and is aching, stabbing, or throbbing. Visceral pain arises from the internal organs and is described as cramping, dull, or squeezing. Neuropathic pain arises from the neurologic system and is described as tingling, burning, or shooting.

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TYSM