Answer to Question 1
A Uniform Commercial Code (UCC) filing is often used by creditors to secure rights to collateral specified in secured financing agreements. The creditor files the agreement with the Secretary of State's office lender and thus puts the public on notice that the creditor has a legally recognized interest in the collateral until it is fully paid for; it also establishes the creditor's legal title in the assets if the debtor defaults.
UCC filings often appear in bankruptcy proceedings. Paralegals who work in law offices that represent creditors may prepare UCC filings. When representing debtors, it is often the job of the paralegal to review and summarize UCC, judgment, tax, and other lien searches for the attorney. Learning how to draft UCC filings and research the state's database is an important function of the paralegal. The paralegal should become familiar with the secretary of state's website in the jurisdiction where the paralegal is employed because each state has different forms, requirements, and search methods on its website.
Answer to Question 2
D
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