This mortgage involves payments based on a fixed rate over a period of several years such as 30, but the loan balance is due at the end of a much shorter term such as five years:
A. Adjustable rate mortgage
B. Fixed rate mortgage
C. Balloon mortgage
D. Graduated payment mortgage
Question 2
The value of the real estate must be evaluated during the loan qualification process. This is typically accomplished through:
A. Real estate tables issued by the state
B. Existing county tax records
C. Real estate appraisal
D. The price set forth in the Agreement of Sale
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