Answer to Question 1
b
Answer to Question 2
Wealth is a more inclusive term than income and encompasses all of a person's material assets, including land, stocks, and other types of property. Wealth allows one to live better, and even modest assets provide insurance against the effects of job layoffs, natural disasters, and long-term illness, and they afford individuals much better interest rates when they need to borrow money. Wealth allows children to graduate from college with little or no debt. This reminds us that for many people, wealth is not always related to assets but also can be measured by indebtedness.
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