Author Question: Because of the success of commercial insurers, non-profit insurers have a. been forced out of ... (Read 46 times)

mynx · **on:** Aug 23, 2018

Because of the success of commercial insurers, non-profit insurers have

a. been forced out of business in many markets.
b. begun to shift to actuarial risk rating.
c. reemphasized their commitment to service.
d. reemphasized their not-for-profit standing.
e. sought out high-risk clients who are willing to pay high premiums.

Question 2

Commercial insurers were able to offer lower premiums to individuals than did Blue Cross or Blue Shield because the commercial insurers

a. avoided government regulation.
b. used actuarial rather than community risk rating.
c. did not cover cancer and other deadly illnesses.
d. used managed care.
e. used salaried doctors.