Why have increases in mental health insurance coverage not led to better mental health care overall?
◦ Most people remain unaware that their insurance policies cover treatment for mental health issues.
◦ The Affordable Care Act fixed mental health insurance reimbursement at 20 cents per dollar spent.
◦ Many mental health professionals are inadequately reimbursed by insurance, and so they decline accepting patients who provide payment through insurance coverage.
◦ Mental health practitioners are legally required to donate 50 percent of insurance reimbursements to government-sponsored programs for increasing mental health awareness.
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