Question 1
A nurse has decided to obtain individual professional liability insurance. In general, which type of insurance is
best for most nurses?
◦ Certificate-based
◦ Employer-sponsored
◦ Occurrence-based
◦ Claims-made
Question 2
A nurse is named in a lawsuit and has no professional malpractice insurance coverage. What is true of this situation as it relates to the nurse?
Note: Credit will be given only if all correct choices and no incorrect choices are selected.
Select all that apply.
◦ The nurse can be held personally responsible for all damages assessed.
◦ The nurse is considered judgment-proof and will not be required to pay damages.
◦ The nurse will be nonsuited from the filed lawsuit once this fact is known.
◦ The nurse can rely upon the hospital's insurance policy as protection from personal financial liability.
◦ The nurse's best interests may not be protected during the case.
The nurse needs to note the source of the patient health history
Home Health Nurse.
Anatomy of a lawsuit
Types of Health Insurance Service Coverage
True Dover Sole
Administrative and Clinical Procedures for the Canadian Health Professional, 4/E