Medicare Advantage is essentially a managed care plan with a financial incentive to the insurance company to accept seniors, to create competition with the original Medicare. What is notable about Medicare Advantage?
A. As a new program, no one has yet seen any problems with this aspect of Medicare.
B. Insurance salespeople have been very careful in explaining this program to seniors.
C. More insurance companies are marketing such plans to seniors.
D. Unless the senior is very healthy, the plan may cost more than the original Medicare.
Question 2
ANS: A, D, F
A. Even after age 65, many elderly citizens are not eligible for Medicare.
B. Medicare pays less than half of recipients' health care costs, a major hardship for many.
C. Medicare does not protect the elderly from financial destitution when paying for needed care.
D. Most physicians and hospitals will not accept Medicare patients.
E. The premiums until recently were the same whether the recipient was very wealthy or very poor.
F. Until recently Medicare paid for procedures in hospitals but not in outpatient settings.
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