Answer to Question 1
Answer: B
Answer to Question 2
Answer:
Accidental Death and Dismemberment Insurance
Answer: Pays a benefit to the beneficiary in the event of the insured person's death by accidental means. It also pays a benefit to the insured when an accident causes the loss of a limb.
Disability Insurance
Answer: Covers an employee's salary, or a percentage of it, while the employee is on disability leave. There is short-term disability insurance, usually up to 12 weeks, and long-term disability insurance that covers you for the length of the disability.
Health Insurance
Answer: Covers medical and hospital services. Such policies are sold as individual or group policies.
Life Insurance
Answer: Coverage on a person's life. In the event of the insured person's death, a benefit is paid to the named beneficiary.
Workers' Compensation
Answer: A medical and disability reimbursement program that provides 100 medical coverage and a scheduled weekly disability benefit for job-related injuries, illnesses, or conditions arising out of or in the course of employment.
Medicaid
Answer: A federal program established under Title XIX of the Social Security Act of 1965. Its purpose is to provide the needy with access to medical care.
Medicare
Answer: The Federal Health Insurance Benefit Plan for the Aged and Disabled under Title XVIII of Public Law 89-97 of the Social Security Act. This program is for people 65 years of age and older and certain individuals who are disabled.
TRICARE
Answer: Health insurance benefit provided to active and retired military personnel and their beneficiaries.
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