The unit employs 35 FTEs (full-time equivalents) based on an ...

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The unit employs 35 FTEs (full-time equivalents) based on an 8-hour shift. The average benefits for these FTEs are 12 vacation days, 10 holidays, 6 sick days, and 4 personal days.
 
  Based on these figures, the FTE required per employee to replace benefit time is _____ FTE. Round to the nearest hundredth FTE. Standard Text: Fill in the blank(s) with correct word

Question 2

During the nurses interview for a new job, the health benefits are described as a group of health care providers in the local town who have agreed to provide treatment and health services for the clinic employees. This is an example of a (an):
 
  1. PPO.
  2. HMO.
  3. POS.
  4. SSI.

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Answer to Question 1

0.12
Rationale : To arrive at this figure, add the number of days off, multiply by 8 hours per shift, and divide by 2080 (number of hours worked yearly by one FTE). 0.12 of an FTE will be added per employee to the salary budget.
Global Rationale:

Answer to Question 2

2
Explanation: 1. An HMO is a geographically organized system that provides an agreed -upon package of
health maintenance and treatment services. A PPO is a managed care organization that
contracts with independent caregivers. A POS is a hybrid HMO/PPO. SSI is Social Security
insurance.