The newly licensed nurse asks a more experienced nurse if it is ...

[schs14]

The newly licensed nurse asks a more experienced nurse if it is advisable to carry personal malpractice insurance. Which reply, made by the experienced nurse, is the most accurate?
 
  1. It is not necessary since the hospital carries a blanket policy.
  2. It is necessary only for advanced practice nurses like nurse midwives and certified registered nurse anesthetists.
  3. Every nurse should carry personal independent malpractice insurance.
  4. Carrying insurance is a good way to get sued.

Question 2

What is a major setting in public/community health services?
 
  1. Hospitals
  2. Clinics
  3. School health
  4. Hospice unit

[rekilledagain]

Answer to Question 1

3
Explanation: 1. Even though the hospital carries blanket insurance, the nurse should protect him- or herself with individual coverage. If the nurse does make an error, the hospital may not cover the nurse or may sue the nurse to recover monetary damages.
2. All nurses should carry individual insurance.
3. This is a widely held opinion.
4. There is no evidence that a nurse with insurance is more likely to get sued.

Answer to Question 2

2
Explanation: 1. The hospital is acute care.
2. The clinic is the major type of healthcare setting in public/community health.
3. School health is part of public/community health, but not the major setting.
4. School health is part of public/community health, but not the major setting.