Author Question: If there is a conflict between state law and a provision in a homeowners policy, A) the policy ... (Read 46 times)

kamilo84 · **on:** Jul 11, 2018

If there is a conflict between state law and a provision in a homeowners policy,

A) the policy wording takes precedence.
B) the state law takes precedence.
C) the policyholder is entitled to whichever provides broader coverage.
D) the policy is null and void.

Question 2

A fire destroyed the home next door to Brad's home. The fire department chief was concerned that the damaged home would collapse on to Brad's home, so he ordered Brad to evacuate his home.

Which of the following statements is true concerning the cost of Brad's hotel room while he is complying with the fire chief's order?
A) The cost of the hotel room is not covered, as Brad's home was not directly damaged.
B) The cost of the hotel room is covered under the fair rental value coverage of Part D.
C) The cost of the hotel room is covered under the prohibited use coverage of Part D.
D) The cost of the hotel room is covered under the dwelling coverage of Part A.