Author Question: Some managed care plans use physicians, hospitals, and health care organizations that agree to make ... (Read 158 times)

laurencescou · **on:** Jul 11, 2018

Some managed care plans use physicians, hospitals, and health care organizations that agree to make medical services available to insureds at discounted fees.

Insureds are not required to use these entities, but if they do, health care costs are less than if these entities are not used. Such health care entities are called
A) Preferred Provider Organizations (PPOs).
B) Health Maintenance Organizations (HMOs).
C) Blue Cross/Blue Shield Plans.
D) Health savings accounts (HSAs).

Question 2

Beth's disability income insurance policy provides benefits for accidental death, dismemberment, and loss of sight. The maximum amount payable under this benefit is known as the

A) face value.
B) cash value.
C) principal sum.
D) monthly benefit.