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Author Question: Which of the following statements about term insurance is true? A) The coverage is appropriate if ... (Read 42 times)

Frost2351

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on: Jul 11, 2018
Which of the following statements about term insurance is true?
 
  A) The coverage is appropriate if the goal is permanent lifetime protection.
  B) Most policies can be renewed for additional periods without evidence of insurability.
  C) Premiums increase at a constant rate each time the policy is renewed.
  D) Most policies have a cash value that is refunded when coverage ceases.

Question 2

Which of the following statements about yearly renewable term insurance is (are) true? I. It requires evidence of insurability for renewal. II. It is most appropriate when an insured needs lifetime protection.
 
  A) I only
  B) II only
  C) both I and II
  D) neither I nor II


mammy1697

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Reply #1 on: Jul 11, 2018
Answer to Question 1

Answer: B

Answer to Question 2

Answer: D


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