This topic contains a solution. Click here to go to the answer
« previous next »

Author Question: The major argument in favor of an optional federal charter for insurers is that A) small insurers ... (Read 101 times)

asan beg

  • Hero Member
  • *****
  • Posts: 570
on: Jul 11, 2018
The major argument in favor of an optional federal charter for insurers is that
 
  A) small insurers need a national charter to be competitive with large insurers.
  B) a federal charter will prevent insurer insolvencies.
  C) a federal charter will provide greater oversight of insurer market practices.
  D) national insurers are at a competitive disadvantage under the present system.

Question 2

The risk-based capital requirements for life insurers are based on a formula that considers four types of risk.
 
  One risk reflects a range of uncertainties that life insurers face including such things as bad management decisions and guaranty fund assessments. This risk is called
  A) asset risk.
  B) insurance risk.
  C) interest rate risk.
  D) business risk.


Related Topics

Need homework help now?

Ask unlimited questions for free

Ask a Question
Marked as best answer by a Subject Expert

tanna.moeller

  • Sr. Member
  • ****
  • Posts: 328
Reply #1 on: Jul 11, 2018
Answer to Question 1

Answer: D

Answer to Question 2

Answer: D


asan beg

  • Member
  • Posts: 570
Reply 2 on: Jul 11, 2018
Wow, this really help

kilada

  • Member
  • Posts: 311
Reply 3 on: Yesterday
Gracias!

« previous next »
 

Did you know?

Opium has influenced much of the world's most popular literature. The following authors were all opium users, of varying degrees: Lewis Carroll, Charles, Dickens, Arthur Conan Doyle, and Oscar Wilde.

Did you know?

According to animal studies, the typical American diet is damaging to the liver and may result in allergies, low energy, digestive problems, and a lack of ability to detoxify harmful substances.

Did you know?

Signs and symptoms that may signify an eye tumor include general blurred vision, bulging eye(s), double vision, a sensation of a foreign body in the eye(s), iris defects, limited ability to move the eyelid(s), limited ability to move the eye(s), pain or discomfort in or around the eyes or eyelids, red or pink eyes, white or cloud spots on the eye(s), colored spots on the eyelid(s), swelling around the eyes, swollen eyelid(s), and general vision loss.

Did you know?

In the United States, congenital cytomegalovirus causes one child to become disabled almost every hour. CMV is the leading preventable viral cause of development disability in newborns. These disabilities include hearing or vision loss, and cerebral palsy.

Did you know?

Alzheimer's disease affects only about 10% of people older than 65 years of age. Most forms of decreased mental function and dementia are caused by disuse (letting the mind get lazy).

Posterior view of the Heart, outlining the major arteries Posterior view of the Heart, outlining the major arteries
GI endoscopy. (a) Similar to other forms of GI endoscopy, laparoscopy involves the insertion of a sp GI endoscopy. (a) Similar to other forms of GI endoscopy, laparoscopy involves the insertion of a sp
Small intestine, micro organisms Small intestine, micro organisms
Children with Down syndrome have a small head, short, thick neck, flattened face, and a distinctive ... Children with Down syndrome have a small head, short, thick neck, flattened face, and a distinctive ...
Coronary arteries and major vessels (A) anterior (B) posterior. Coronary arteries and major vessels (A) anterior (B) posterior.
Video: Semidiscontinuous DNA replication

For a complete list of videos, visit our video library