Answer to Question 1
(any five or more of the following):
1. Duplication of services by providers
2. An aging population
3. Growing rates of obesity and sedentary lifestyles that result in health problems
4. Demand for new diagnostic and treatment technologies
5. Emphasis on crisis-driven care vs. preventive care
6. Providers overtreating or ordering unnecessary tests and procedures to protect themselves from malpractice claims or to increase income
7. Inappropriate use of services by patients
8. High administrative costs of private insurers preventing the U.S. system from achieving economies of scale
9. High level of consolidation of insurance companies reducing competition
Answer to Question 2
C