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Author Question: Identify at least four factors involved in the continuing increase in health care costs. What ... (Read 93 times)

awywial

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on: Jul 12, 2018
Identify at least four factors involved in the continuing increase in health care costs.
 
  What will be an ideal response?

Question 2

List and explain the various mechanisms private insurance companies are still allowed to use, under the Affordable Care Act, to limit potential losses.
 
  What will be an ideal response?


cloud

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Reply #1 on: Jul 12, 2018
Answer to Question 1

Answer: (Any four of the following)
 Excess administrative costs
 Duplication of services
 Aging population
 Increasing rates of obesity and inactivity
 Demand for new diagnostic and treatment technologies
 Emphasis on crisis-oriented care rather than prevention
 Physician overtreatment
 Inappropriate use of health care services by consumers

Answer to Question 2

Answer:
 Deductiblespayments you must make before your insurance company starts paying
 Coinsurancethe percentage of the bill you must pay
 Copaymentsa set amount you must pay at the time of service
 Limits on covered servicesconditions or treatments not covered by a particular policy (for example, a plan may or may not cover eyeglasses, dental care, etc.)
 Waiting periodsa period of time (not to exceed 90 days) during which a person is enrolled and paying premiums but before coverage begins; does not apply to plans purchased by individuals


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awywial

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Reply #2 on: Jul 12, 2018
Thank you


cloud

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Reply #3 on: Jul 12, 2018
No problemo


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