Author Question: Before the Affordable Care Act, if you had a history of back problems and needed health insurance, ... (Read 53 times)

krzymel · **on:** Jul 12, 2018

Before the Affordable Care Act, if you had a history of back problems and needed health insurance,

it was unlikely that your new insurance plan would cover any treatment related to your back problems until the policy had been in effect for a period of time. Your back problem was considered a(n)
A) prior diagnosis.
B) preexisting condition.
C) lifestyle risk.
D) untreatable condition.

Question 2

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

A) copayment.
B) coinsurance.
C) deductible.
D) premium.