Cost is shifted from people in poor health to the healthy when ...

[ARLKQ]

Cost is shifted from people in poor health to the healthy when
 
  a. premiums are based on experience rating
  b. people purchase individual private health insurance policies instead of group policies
  c. first-dollar coverage is predominant
  d. premiums are based on community rating

Question 2

Under experience rating,
 
  a. costs shift from people in poor health to people in good health
  b. favorable risk groups pay a lower premium than high-risk groups
  c. premiums rise for every one regardless of risk
  d. deductibles and copayments are eliminated

[kjo;oj]

Answer to Question 1

d

Answer to Question 2

b

[ARLKQ]

Thanks for the timely response, appreciate it

[rleezy04]

Wow, this really help