Which of the following factors are related to cost increases? ...

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Which of the following factors are related to cost increases?
 
  1. Health care of the older adult.
  2. Number of uninsured population.
  3. Changes in birth rate over last 20 years.
  4. Cost of prescription drugs.
  5. State of inflation.
  6. Amount of diagnosed chronic illnesses.

Question 2

The nurse recognizes that a federally funded program is likely providing healthcare coverage for the:
 
  1. 35-year-old self-employed house painter.
  2. 72-year-old retired schoolteacher.
  3. 52-year-old nurse who runs the family farm.
  4. 29-year-old mentally challenged sheltered workshop employee.
  5. 40-year-old factory worker.

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Answer to Question 1

Correct Answer: 1,2,4,5,6
Rationale 1: The total population is growing, especially the older adult segment that tends to have greater healthcare needs compared to younger persons.
Rationale 2: The uninsured numbers are on the rise: 17 of persons under age 65.
Rationale 3: Birth rates have dropped in the last 20 years, and so do not have a major impact on healthcare costs.
Rationale 4: The cost of prescription drugs is increasing, and represents 19 of total healthcare expenditures in the United States.
Rationale 5: Inflation increases all costs.
Rationale 6: The total population is growing, especially the older adult segment that tends to have diagnosed chronic illnesses.

Answer to Question 2

Correct Answer: 2,4
Rationale 1: This patient would be on a private insurance plan like Blue Cross and Blue Shield.
Rationale 2: This patient would be on a federally funded insurance plan like Medicare.
Rationale 3: This patient would be on a private insurance plan like Blue Cross and Blue Shield.
Rationale 4: This patient would be on a federally funded insurance plan like Medicaid.
Rationale 5: This patient would be on a prepaid group plan: a health maintenance organization (HMO).

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