During an unusually heavy rain, the basement of your house flooded and an antique dresser from the 1860s was destroyed. The dresser was originally purchased for $1,300 10 years ago and was recently appraised for $2,600; you recently received an offer from an antique collector for $3,100. Under a standard homeowner's policy, how much would you receive from your insurance company to cover this loss?
◦ zero
◦ $1,300
◦ $2,600
◦ $3,100