A group of nursing students are discussing potential impact for malpractice/negligence litigation in their professional career. Which statement made by the nursing students indicates understanding of the importance of maintaining professional liability insurance?
◦ Securing liability insurance does not increase the potential for poor nursing judgment.
◦ Liability insurance increases the likelihood for settlement of claims despite nursing performance.
◦ Nurses who work in specialty areas are more likely to require professional liability insurance regardless of performance practice.
◦ Professional liability insurance should be provided to nurses by the facility as part of their work agreement.
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