Answer to Question 1
DUMPSTER DIVING Criminals go through garbage cans, garbage placed on curbs, or even dumpsters, which are all significant sources for credit card information. Garbage placed on a curb, common areas, or even inside a dumpster within an apartment parking lot have a lower expectation of privacy, which even allows law enforcement to take or go through without a warrant.
SKIMMING This is the most prevalent form of counterfeit fraud whereby a card's magnetic stripe details, including the account number and PIN, are electronically copied by a small hand held device known as a skimmer, which is used to make a counterfeit card or for online purchases.
SHOULDER SURFING Criminals will watch unsuspecting victims enter their PIN numbers into ATM machines or at the checkout line when using a debit or credit card. With the PIN obtained, the thief then tries to pick pocket the victim's wallet and walk away with the credit or debit card.
SOCIAL ENGINEERING Social engineering is the practice of persuading or manipulating people into providing the criminal with the necessary information they need to commit their fraud, such as login names or passwords.
INSIDE ACCESS TO CREDIT CARD INFORMATION Often times criminals will associate themselves with employees inside their target, befriend those already employed, or become an employee. Once inside the target they can obtain access to valuable information.
Other acceptable answers include credit card number generating software, Internet chat rooms, email and website scams, and email phishing.
Answer to Question 2
TRUE
Three ways that factors affect mortality in response to changes in population density.
Coding of Olfactory Information
Emerging adults often feel adult in some ways but not others.
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A medical assistant listening to the patient and physician discuss the patient's care.
Example of Tabular List organization levels and formatting.